Personal Finance

Instilling Values to Your Children

Values are hard to break when it becomes embedded into the system. That is why, young as they are, I instill in my children the values of saving up money. They have to know how important it is to save especially when the country is undegoing economic crisis.
I opened them junior ISAs, so they [...]

Finding Credit when You Have a Bad Credit Record

As with a lot of people that have experienced difficulty with repaying loans since the economy took a turn for the worse, credit records have become impaired as people have struggled to make repayments on all their financial obligations. Missed payments here and there have tarnished previously blemish free credit records. This, unfortunately, does not [...]

Avoiding Bad Credit Card Deals: Compare Before You Choose

Looking for a new credit card is never easy. You need to figure out which one is the best for you and how not to get into a deal that will cost you loads. If you compare credit cards bad, bad deals are guaranteed to be filtered out if you know what to look for, [...]

Protect Your Property During Bankruptcy

Like a lot of people I over extended myself in the last decade. I used my credit cards to make ends meet and that finally came back to bite me. For a while I could stay on top of it but eventually it all caught up to me and I was stuck with more debt [...]

Are There Too Many Sales?

So, here we are in the middle of the Christmas shopping season. The thanksgiving sales of Black Friday and Cyber Monday made their first impacts on the UK market this year and we’re set for the traditional January Sales rush as well. As my credit cards groan loudly in my pocket, I’m left wondering whether [...]